Terms of Use
September 3, 2025
Crush Terms of Use
Effective Date: September 3, 2025
Welcome to Crush! These Terms of Use ("Terms") govern your access to and use of the Crush mobile application, website, and related services (collectively, the "Service"), provided by Crush Inc. ("Crush," "we," "us," or "our"). The Service allows users to submit consumer spending data, such as receipts and transaction records, in exchange for rewards in the form of CRUSH tokens, and enables data consumers to access anonymized insights derived from such data.
By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Service. We may update these Terms from time to time, and your continued use of the Service constitutes acceptance of any changes. It is your responsibility to review these Terms periodically.
Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet this eligibility requirement and that you have the legal capacity to enter into these Terms.
Description of the Service
Crush is a decentralized physical infrastructure network (DePIN) built on the Solana blockchain, focused on collecting and aggregating consumer spending data. Users ("Contributors") can upload receipts, connect bank accounts (e.g., via Plaid), and submit other data to earn CRUSH tokens based on our rewards logic, which includes factors such as data segment value, source quality, richness, coverage needs, freshness, and spend amount. Data consumers (e.g., enterprises) can purchase Insights Credits to access anonymized, aggregated insights derived from this data.
The Service operates on Solana's SPL token standard, with CRUSH tokens subject to our tokenomics model, including a maximum supply of 10 billion tokens, adaptive emissions tied to Global Retail Progress, and a burn-and-mint equilibrium (BME) mechanism where 75% of tokens used for data access are burned and 25% re-minted to Contributors.
Please note that blockchain technology and cryptocurrencies involve significant risks, including volatility, loss of value, and potential regulatory changes. We do not provide financial advice, and participation in the Service is at your own risk.
User Accounts and Registration
To use certain features of the Service, you must create an account by providing accurate information, including your email address and any required verification details. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access or use.
We reserve the right to suspend or terminate your account at any time, with or without notice, for any reason, including violations of these Terms.
Data Submission and Rewards
By submitting data (e.g., receipts, transaction records, or other content) to the Service, you grant Crush a worldwide, perpetual, irrevocable, royalty-free license to use, store, process, anonymize, aggregate, and distribute such data for the purposes of providing insights, improving the Service, and other business activities. You represent and warrant that you have all necessary rights to submit such data and that it does not infringe on any third party rights.
Rewards are calculated based on our Product Rewards Logic, which includes base points for data segments, multipliers for source score, data richness, coverage need, freshness, quality, and spend, plus line-item bonuses. Rewards are paid in CRUSH tokens, subject to our tokenomics, including emissions tied to network progress, daily/merchant caps, and trust scores.
We may reject submissions that fail quality checks, are fraudulent, or are duplicates.
Rewards are not guaranteed and may be adjusted based on budget guardrails or other factors. CRUSH tokens are utility tokens for the Service and are NOT intended as INVESTMENTS or SECURITIES.
Token Usage and Risks
CRUSH tokens may be used for staking, vesting for boosts, participating in raffles, providing liquidity, burning for USDC, swapping for other assets, or purchasing in-app items. All token-related activities are subject to Solana blockchain risks, including network congestion, gas fees, smart contract vulnerabilities, and potential loss of tokens.
You acknowledge that CRUSH tokens may have no value, and we make no representations regarding their future value or liquidity. Token distributions, including investor and employee allocations, are subject to lockups and vesting schedules as outlined in our tokenomics.
Intellectual Property
The Service, including all software, content, trademarks, and other intellectual property, is owned by Crush or its licensors. You are granted a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes. You may not copy, modify, distribute, or reverse-engineer any part of the Service.
Prohibited Conduct
You agree not to:
Submit false, fraudulent, or misleading data.
Use the Service for illegal activities, including money laundering or violating data privacy laws.
Interfere with the Service's operation or security.
Harvest or scrape data without permission.
Violate any applicable laws, including those related to cryptocurrencies, data protection (e.g., GDPR, CCPA), or consumer rights.
We may monitor submissions for compliance and cooperate with law enforcement as required.
Privacy
Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, and protect your data. By using the Service, you consent to our data practices.
Termination
We may terminate or suspend your access to the Service at any time, without liability, for any reason. Upon termination, your rights to use the Service cease, but these Terms' provisions that by nature should survive (e.g., intellectual property, limitation of liability) will continue.
Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT REWARDS OR TOKENS WILL HAVE ANY VALUE.
YOU ASSUME ALL RISKS ASSOCIATED WITH BLOCKCHAIN TECHNOLOGY, INCLUDING SMART CONTRACT FAILURES, HACKS, OR REGULATORY ACTIONS.
11. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CRUSH, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNT OF REWARDS YOU HAVE EARNED IN THE PAST 12 MONTHS OR $100, WHICHEVER IS GREATER.
12. Indemnification
You agree to indemnify, defend, and hold harmless Crush and its affiliates from any claims, losses, damages, liabilities, and expenses (including attorneys' fees) arising from your use of the Service, violation of these Terms, or infringement of third-party rights.
13. Governing Law
These Terms shall be governed by the laws of the State of Delaware, without regard to conflict of laws principles.
14. Dispute Resolution and Arbitration
Any dispute arising out of or relating to these Terms or the Service shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall take place in Wilmington, Delaware, and shall be conducted by a single arbitrator. Judgment on the award may be entered in any court of competent jurisdiction.
You consent to arbitration and agree that it shall be conducted on an individual basis only. YOU HEREBY WAIVE ANY RIGHT TO LITIGATE IN COURT OR PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE ACTION WITH RESPECT TO ANY DISPUTE.
15. Waiver of Class Action
YOU AND CRUSH AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. IF FOR ANY REASON A CLAIM PROCEEDS IN COURT RATHER THAN IN ARBITRATION, YOU AND CRUSH EACH WAIVE ANY RIGHT TO A JURY TRIAL AND AGREE TO PROCEED ON AN INDIVIDUAL BASIS ONLY.
Miscellaneous
Severability: If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full effect.
Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Crush.
No Waiver: Our failure to enforce any right or provision shall not constitute a waiver.
Assignment: We may assign these Terms without your consent; you may not assign them without our written consent.
Force Majeure: We shall not be liable for delays or failures caused by events beyond our control, such as natural disasters or blockchain network issues.
Contact: For questions, contact us at help@crushrewards.io.
By using the Service, you acknowledge that you have read, understood, and agree to these Terms.
